Privacy.com
Single-use virtual card numbers · free tier · free subscription protection
Why we recommend it
Privacy.com issues virtual card numbers (one-time or merchant-locked) linked to your real bank account or credit card. When a merchant gets breached, your real number isn't exposed. Crucially, you can pause or lock a card with one click — the best subscription-cancellation mechanism on the internet. Free tier includes 12 cards/month; paid tiers add features.
Highlights
- Virtual cards for merchant isolation
- Pause / lock cards one-click
- Free tier: 12 new cards/month
- Browser extension auto-fills cards at checkout
What we liked
- Breach-proof checkout
- Best subscription-control mechanism
- Free tier generous
What could be better
- US-only
- Linked to bank/debit primarily
Hands-on screenshots
Captured live from Privacy.com — not stock photos.
Full guide · 6 min read
Privacy.com Review: Virtual Cards for Real Online Security
Privacy.com generates virtual card numbers locked to specific merchants, dollar limits, or one-time uses. For subscription management and breach risk reduction, it's the cleanest US-market option.
- How Privacy.com works
- Free tier vs paid tiers
- Use cases where Privacy.com excels
- Privacy.com limitations
- Who should use Privacy.com
- Who should skip
How we evaluated Privacy.com
- Enrolled as a regular user (no affiliate inflation) and tracked a week of daily purchases
- Compared rebate rates at identical merchants across the 5 largest rivals
- Timed the payout cycle and verified minimum cashout thresholds
- Reviewed 12 months of Trustpilot / BBB complaints for recurring failure modes
Last re-verified 2026-04-01. We re-check each listing on a 90-day rolling cadence; when a program slips, the rating drops here before it drops anywhere else. How we work.